Legal Information and Disclaimers

Welcome to the website of BNP Paribas in Australia and New Zealand.

BNP Paribas, Australia branch: 60 Castlereagh Street, Sydney, NSW 2000, Australia.

Head Office information: BNP Paribas, a public limited company. Registered office: 16, boulevard des Italiens, 75009 Paris. Commercial register (RCS) number: 662 042 449 Paris. Orias number 07 022 735. E.C. identifier: FR76662042449

Website manager and contactBrand and Communications, BNP Paribas.

The publisher undertakes to comply with all laws on the establishment and the activity of a website.

BNP Paribas kindly requests that all users read the following terms and conditions carefully. By accessing, browsing or using the website, users acknowledge that they have read, understood, and consented to the terms and conditions.

BNP Paribas draws the attention of users of its website to the following points:

1 – Access to the website

The user of this website acknowledges that he/she has the skill and resources necessary to gain access to this website and use it.

Access to the www.bnpparibas.com.au website is free of charge. The costs of accessing and using the telecommunications network are to be borne by the client in accordance with the terms and conditions set by the client’s access providers and telecommunications operators.

The publisher cannot be held liable for matters outside its control or for any damage that may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to or use the service and/or the information.

Users are reminded that it is an offence punishable under criminal law to fraudulently access or remain connected to an IT system, to impair or interfere with the functioning of such a system or to fraudulently enter or alter information in an IT system.

2 – Intellectual property

BNP Paribas owns or holds the rights to all components that constitute this website, particularly the data, designs, graphics, photographs and soundtracks.

It is prohibited to reproduce, represent, distribute or re-distribute the content of this website by any means whatsoever, whether in whole or in part, without the prior express authorisation of BNP Paribas. Such action would constitute a contravention of the rules governing the French Intellectual Property Code.

The trademarks of the publisher of the website www.bnpparibas.com.au and its partners, and the logos included in the website, are registered trademarks.

As an exception, some content (texts, images, etc.) belong to their respective authors and BNP Paribas uses them with the authorisation of the owners of the rights to that content.

3 – Content of the website

BNP Paribas endeavours to ensure the accuracy, updating and exhaustiveness of the information disseminated on this website and reserves the right to change the content or presentation of this website at any time and without notice. Furthermore, BNP Paribas declines any liability in the event of any delay, error or omission as regards the content of these web pages, nor in the event of any interruption to the service or if the service ceases to be available.

The information given on the website may be partial and incomplete because of the necessarily simplified nature of the texts, which do not have contractual value. BNP Paribas declines any direct or indirect liability concerning the accuracy, absence of errors, updated nature and availability of the information contained in the website.

BNP Paribas cannot be held liable for any decision made on the basis of information contained in the website or for the use that third parties might make of it.

Anyone who wishes to use one or more of the services and/or one or more of the products presented on the website is invited to contact his or her BNP Paribas branch to ascertain the contractual conditions and tariffs applicable to those products and/or services.

Certain people or certain countries may be allowed only restricted access to the products and services presented on the website.

None of the products and/or services will be supplied by BNP Paribas to a person if the law of his/her country of origin or of any other country that might concern that person prohibits them.

However, it remains the responsibility of any interested party to check beforehand with his or her usual advisers that his or her legal and fiscal status allows him or her to subscribe to the products and/or services presented on the website.

4 – Technical information

Users are reminded that there is no guarantee messages transmitted on the Internet will remain confidential and that the responsibility lies with the individual to take all appropriate measures to protect his or her own data and/or software programs against contamination by possible viruses circulating on the Internet.

BNP Paribas cannot be held liable for matters outside its control and for any damage that may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to the website or to use it and/or the information it contains.

5 – Hypertext links

Hypertext links to other sites from www.bnpparibas.com.au cannot in any circumstances incur the liability of BNP Paribas.

BNP Paribas declines any liability concerning the content and possible losses incurred when visiting websites to which the website leads via hypertext links. The user visits other sites on his or her own responsibility and at his or her own risk.

6 – Cookies

Users are informed that when they visit the website a cookie may install itself automatically and retained temporarily in the user’s memory or hard disk. A cookie is a component which does not enable the user to be identified but which is used to record information about the user’s navigation on the website.

Users of the website acknowledge that they have been informed of this practice and authorise BNP Paribas to use it. Users may de-activate this cookie by using the settings contained in their navigation software program.

7 – PDF files

To read a PDF file, users will need to download the latest version of the Acrobat Reader software program. N.B.: this software can only be downloaded from a website other than that of BNP Paribas. This website will ask you to complete a named questionnaire. If you do not want to give your name and address, proceed directly to stage Nº 2 to download the software program free of charge.

8 – Law applicable

The content of the www.bnpparibas.com.au website is subject to the law applicable to/in Australia.

All users acknowledge the competence of the courts of Australia for everything regarding the content and use of the website or disputes arising therefrom.

Disclaimers

Disclaimer for Australia – BNPP AU and BPFSA

BNP Paribas ABN 23 000 000 117 (“BNP Paribas”) is the Australian branch of BNP Paribas 662 042 449 R.C.S., a French bank with its registered office at 16 boulevard des Italiens, 75009 Paris, France which is subject to prudential supervision on a consolidated basis by the European Central Bank, in cooperation with the Autorité de contrôle prudentiel et de résolution. As a public listed company and as an investment service provider, BNP Paribas is also in France under the supervision of the Autorité des marchés financiers. BNP Paribas is licensed in Australia as a Foreign Authorised Deposit-Taking Institution by the Australian Prudential Regulation Authority (APRA) and delivers financial services to wholesale clients under its Australian Financial Services License, No. 238043, which is regulated by the Australian Securities & Investments Commission (ASIC). BNP Paribas Fund Services Australasia Pty Ltd ABN 71 002 655 674 (“BPFSA”) is an Australian-incorporated company which is a wholly owned subsidiary of BNP Paribas and delivers financial services to clients under its AFSL No. 241080.

The information on this website is directed to wholesale clients only and is not intended for retail clients (as both terms are defined by the Corporations Act 2001, sections 761G and 761GA). The material on this website is subject to change without notice and neither BNP Paribas nor BPFSA are under any obligation to update the information or correct any inaccuracy that may appear at a later date. The information on this website is produced for general information only and does not constitute financial product advice, or an offer to issue, or a recommendation to acquire, any financial product. You should seek your own professional advice in relation to any financial product referred to. The information on this website may not be reproduced in any form without the express written consent of BNP Paribas. Additional information is available on request.

Disclaimer for New Zealand – BPFSA NZ

BPFSA’s NZ Branch is registered with the New Zealand Companies Office under registration number 1010736. BPFSA is also registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008. BPFSA is not licensed by a New Zealand regulator to provide financial services and BPFSA’s registration on the New Zealand register of financial service providers does not mean that BPFSA is subject to active regulation or oversight by a New Zealand regulator. NO BNP PARIBAS ENTITY IS A REGISTERED BANK IN NEW ZEALAND. The information contained on this website is believed to be reliable but neither BPFSA nor any of its related entities warrant its completeness or accuracy nor accept any responsibility to the extent that such information is relied upon by any party. Opinions and estimates on this website constitute BPFSA’s or its related entities’ judgment at the time of issuing and are subject to change without notice. The information on this website is intended for wholesale clients only (as such term is defined in the Financial Markets Conduct Act 2013). The information on this website does not constitute financial advice, is general in nature and does not take into account a client’s objectives, financial situation or needs. BPFSA recommends obtaining independent professional advice before making any decision in relation to this information. The information on this website may not be reproduced in any form without the express written consent of BPFSA. Additional information is available on request.